5 Financial Tips to Becoming a Stay-at-Home Mom

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So, you want to be a stay-at-home mom and you’re wondering how to go about doing it? First off, that’s great! Wonderful idea! Now, how do you make it work?


  1. Get comfortable! And I mean, really comfortable and content. Unless your spouse is bringing in a very large income on his own you’re probably going to be doing without some extravagant, expensive habits you may be currently used to. Like what? Hair cuts and colors once a month; designer coffee and a new car. 

  2. Get out of debt. Super big one here but if you’re in debt and quit work the stress is not going to lessen. Get.Out.Of.Debt. I repeat! Sell what you don’t absolutely need. Buy older cars, go down to one vehicle, buy a smaller home. Get drastic!

  3. Cook at home. To some this is a no-brainer but you’re going to quickly go through your one paycheck if you’re even constantly grabbing from the dollar menu (not to mention your health).

  4. Find hobbies close to home. Cheap hobbies I might stress also. So if shopping is your hobby, give it up…or modify it by shopping at resale shops or yard sales for specific needs.

  5. Make friends who encourage you in this new lifestyle. If all your friends are constantly going on about their newest and fanciest phones, cars and homes you’ll always feel behind and left out. Become friends with someone who gets what you’re doing and why!

All this being said, staying at home has been one of the biggest blessings for me! Ever! I do not regret it in the slightest. In fact, I thank God and my husband all the time for the fact I get to do it.

So, get out there and do it. But come prepared. It’s a whole nother world!

Interested in finding out more about the online Lifeschooling Conference? It’s going on right now! 




Jenny is a homeschooling mom of 4 and wife to a wonderful husband. She enjoys reading, a good cup of coffee, and spending time outdoors with her family. You can find her writing about Jesus, homeschooling, and life on her blog Our Inconvenient Family, and contributing regularly at Lifeschooling Conference.

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